Your clients are deploying automation. Can you price the risk?
Robotic Insurance Risk Intelligence™ is the only AI-powered framework built to quantify human-automation friction risk for insurance underwriting. Two engagement models — insurer-commissioned bespoke reports and client-facing referral assessments — both already live. Built for carriers and brokers writing Tech E&O and Workers’ Comp on robotic and automation deployments.
Every robotic and automation deployment creates a category of risk your actuarial models were never built to see: human-automation friction. It is the silent driver behind E&O claims, Workers’ Comp exposure, and failed rollouts. We built the framework that quantifies it.
Work with us directly — or send your client. Either way, the risk gets quantified.
The public assessment is live at humanintegrationlab.com — your client can take it today.
per deployment
client-specific, never repeated
No manufacturer agenda.
in the world.
What standard models can see.
And what they cannot.
Standard underwriting tools assess equipment and historical loss patterns. The risk that drives modern claims sits outside their field of view.
| Robotic Insurance Risk Intelligence™ | Standard Actuarial Models | Vendor Safety Audits | No Pre-Bind Assessment | |
|---|---|---|---|---|
| Human-automation friction risk | ✓Quantified across 500+ variables | ✕Not modeled | ✕Outside scope | ✕Unmeasured |
| Pre-deployment readiness scoring | ✓AI-generated per client | Historical loss only | Equipment-focused | ✕None |
| Workforce transition documentation | ✓Structured underwriting record | ✕Not produced | ✕Not produced | ✕None |
| Vendor independence | ✓Zero vendor relationships | N/A | ✕Manufacturer-affiliated | N/A |
| Standards alignment | ✓ANSI/RIA R15.06, ISO 10218, ISO 15066, more | Indirect | Limited to safety codes | N/A |
| Defensible record for claims/litigation | ✓Documented at policy inception | Loss-side only | Equipment record | ✕None |
| Time to deploy across your book | ✓Already built · Days to launch | Embedded | Per engagement | N/A |
The risk your models
were never built to see.
Physical safety audits check equipment. They don’t evaluate whether the workforce is ready to work alongside it. That gap — between an automated system going live and a workforce being prepared — is where many of your claims come from.
Your client passed the safety audit. Six months later, there’s a Workers’ Comp claim.
Human-automation friction is invisible to standard risk models — because no one has been measuring it. Until now.
Tech E&O policies are written without an integration readiness score.
Configuration drift and operational gaps emerge months after go-live. The failure point was already present before deployment — it just wasn’t documented. A pre-integration readiness assessment changes what you can see and price at inception.
Social inflation is rising. Documentation is the defense that holds.
An AI-generated workforce readiness record is now one of the most cost-effective risk mitigants available — before a claim is ever filed.
Two ways to work
together. Both ready now.
The AI engine is built. The assessment is live. You choose the engagement model that fits your book — and your client relationship.
We run the assessment
for you.
You commission a bespoke risk assessment on behalf of your client. Human Integration Lab runs the full AI-powered evaluation — client-specific, structured around their actual deployment answers. You receive a proprietary risk report your underwriting team can act on.
Your client takes it
today.
The public assessment is already running. Refer your client directly — they take the AI-powered Workforce Risk Report™, receive their results in minutes, and you get a risk-documented client. A bespoke, client-specific version can also be commissioned for higher-stakes engagements.
Every exposure category.
One framework.
Robotic Insurance Risk Intelligence™ addresses the three insurance categories most exposed in any robotic or automation deployment — regardless of industry or vertical.
Technology E&O Risk
Configuration drift, integration failure, and operational gaps that emerge post-deployment. Our AI assessment identifies these risk indicators before go-live — changing what you can see and price at inception.
Human-Automation Interaction Safety
2026 ANSI/RIA R15.06 standards are increasingly focused on Human-Robot Interaction — not just physical safety. A workforce that isn’t psychologically prepared to work with automated systems is a claim waiting to happen. We measure what the safety audit misses.
Deployment & Rollout Failure Risk
Undocumented deployments, workforce transitions that weren’t managed, and automation rollouts with no governance layer. These are the operational liability exposures that don’t appear in a vendor’s safety report — because the vendor has no reason to surface them.
Quick-Audit
Risk Pulse.
Five questions. Run it against any client with a robotic or automation deployment. The output tells you instantly whether their risk profile warrants a full assessment.
Built for brokers. Share the result with your client to show them what a full assessment would surface — and position yourself as the one who found the exposure before a claim did.
Built to the standards
your clients are already
required to meet.
Every assessment is aligned to current cross-industry standards governing robotic and automation deployments. We speak the language your clients’ compliance and EHS teams already use.
Safety requirements for industrial robots — Parts 1 & 2
Industrial robots & robot systems — 2026 safety requirements including HRI
Collaborative robot systems — human-robot workspace safety
Mechanical power presses & robot safeguarding in general industry
Safety of machinery — general risk assessment & risk reduction principles
Electrical standard for industrial machinery — automation environments
Answers before you book.
If a question isn’t answered here, the 15-minute Partnership Briefing covers it. No pitch — a direct conversation about fit.
What is Robotic Insurance Risk Intelligence?
Robotic Insurance Risk Intelligence is an AI-powered risk framework from Human Integration Lab built specifically for insurance underwriters and brokers writing Technology E&O and Workers’ Compensation for clients with robotic or automation deployments. It quantifies human-automation friction risk — the operational and workforce-readiness exposures that drive post-deployment claims and that standard actuarial models and physical safety audits are not built to measure.
What are the two engagement models?
Model One is insurer-commissioned: Human Integration Lab runs a bespoke AI-powered assessment on behalf of the underwriter and delivers a proprietary, client-specific risk report directly to the underwriting team. Model Two is client-facing: the insurer refers their client to the live Workforce Risk Report, the client receives AI-generated results in minutes, and the insurer receives a risk-documented client on file. Many partners run both in parallel depending on case complexity.
What insurance lines does this cover?
Robotic Insurance Risk Intelligence covers three insurance categories: Technology E&O (configuration drift, integration failure, pre-deployment readiness scoring), Workers’ Compensation (Human-Robot Interaction safety, psychological readiness, handover protocols), and Operational Liability (rollout governance, workforce transition records, vendor-agnostic operational validation).
What regulatory standards does the framework align to?
Every assessment is aligned to current cross-industry standards governing robotic and automation deployments: ISO 10218, ANSI/RIA R15.06, ISO/TS 15066, OSHA 1910.217, ISO 12100, and NFPA 79. The framework is built around the same standards your clients’ compliance and EHS teams already reference.
Why can’t standard actuarial models price robotic deployment risk?
Standard actuarial models and physical safety audits assess equipment safety and historical loss patterns. They are not built to evaluate whether a workforce is operationally and psychologically prepared to work alongside automation. That readiness gap — between an automated system going live and a workforce being prepared to operate around it — is where many Workers’ Compensation claims and Technology E&O exposures originate. Human Integration Lab built the framework specifically to surface this exposure category.
Who owns the data produced by an assessment?
For Model One (insurer-commissioned), the commissioning insurer owns the report and its findings. For Model Two (client-facing referral), the client owns their own report; the insurer receives confirmation that the assessment was completed and an indication of the client’s documented risk posture for underwriting reference. Human Integration Lab does not retain or commercialize the underlying client data.
Is Human Integration Lab a vendor, broker, or technology platform?
None of those. Human Integration Lab is the private-sector operational engine built specifically to make AI and automation workforce transition work on the ground. Human Integration Lab has zero vendor relationships, sells no automation equipment, earns no manufacturer referral fees, and is not a licensed insurance broker. The intelligence is clean because the organization has no conflicting commercial interests in the deployment, the technology, or the placement of the policy.
How do I book a Partnership Briefing?
Book a 15-minute confidential Partnership Briefing directly via the scheduling widget below. Micah Viana, founder of Human Integration Lab, will be on the call. No pitch — the briefing is a diagnostic conversation to assess whether there is a partnership worth building for your book.
Your clients are deploying automation right now. This is the call that changes what you can see.
You are writing Tech E&O or Workers’ Comp for clients with active or planned automation deployments and you want a pre-check framework that changes what you can price at inception.
You want to refer clients to an AI-powered assessment that’s already live — no wait, no setup, results in minutes — and position yourself as the broker who found the risk first.
You want access to the only tool in the world built to quantify human-automation risk for insurance underwriting — and you want to know how it fits your book.
15 minutes. Confidential. No pitch. Micah Viana will be on the call. We’ll understand where your book is exposed and whether there’s a partnership worth building.
Robotic Insurance Risk Intelligence™ — Partnership Briefing
Pick a time. Micah will be there. 15 minutes is all it takes.